<!-- Markdown mirror. Canonical: https://www.spritz.finance/blog/pay-your-mortgage-car-loan-and-every-bill-with-crypto -->

# Pay your mortgage, car loan, and every other bill with crypto on Spritz

> Spritz bill pay now covers every bill: mortgage, auto loans, student loans, utilities, and credit cards, paid straight from your wallet. US-only.

_2026-06-19 · Maria Sirotkina_

Bill pay on Spritz now covers every bill, not just credit cards. Mortgages, auto loans, student loans, utilities, and other bills are payable straight from your wallet at [app.spritz.finance/bills](https://app.spritz.finance/bills).

If you paid bills with Spritz in the past, your account is ready for all of them again, with the same login and limits you already have.

## What you can pay

Credit card bills have been live for a while. Joining them now: mortgages, auto loans, student loans, utilities, and other recurring bills, all in one flow. You pick the bill, pay with crypto, and Spritz settles in dollars with your biller.

## How it works

Connect a bill, choose the amount, and pay from your wallet; no offramping to a bank first, no juggling exchanges. Spritz is a registered MSB and the experience is self-custodial until the moment you pay.

Bill pay runs on the same account, KYC, and limits you already use. The largest payments of your month, a mortgage or a car loan, can come straight from onchain funds.

## Why this matters

Most crypto wealth still exits through a bank account before it touches real life. Bill pay removes that detour for your biggest fixed expenses. That is the point of Spritz: bring your crypto to life.

## FAQ

### Can I pay my mortgage with crypto?

Yes. US users can pay a mortgage directly from a crypto wallet with Spritz; we convert and deliver the payment to your lender in dollars.

### Can I pay my car loan or student loans with crypto?

Yes. Auto loans and student loans are part of the expanded bill pay coverage, alongside mortgages, utilities, and credit cards.

### Can I pay utility bills with crypto?

Yes. Utilities are covered by Spritz Bill Pay.

### Which cryptocurrencies can I use?

Any supported token from 16+ crypto networks, including BTC, ETH, SOL, POL, Sui and more

### Is bill pay available outside the US?

Bill pay is available to US users only.

### Do I need a new account?

No. Bill pay runs on your existing Spritz account, KYC, and limits. New to Spritz? Sign up at [app.spritz.finance.](https://app.spritz.finance)
