# can you use spritz where you live? > Spritz is live in 154 countries. Availability follows your country of residence and the country your bank account sits in, not your citizenship. | Country | ISO | Off-ramp | On-ramp | Bill pay | Virtual card | Physical card | | --- | --- | --- | --- | --- | --- | --- | | American Samoa | AS | yes | yes | no | yes | no | | Andorra | AD | no | no | no | yes | no | | Angola | AO | no | no | no | yes | no | | Anguilla | AI | no | no | no | yes | no | | Antarctica | AQ | no | no | no | yes | no | | Antigua and Barbuda | AG | no | no | no | yes | no | | Argentina | AR | no | no | no | yes | no | | Armenia | AM | no | no | no | yes | no | | Aruba | AW | no | no | no | yes | no | | Australia | AU | no | no | no | yes | no | | Austria | AT | yes | yes | no | yes | no | | Azerbaijan | AZ | no | no | no | yes | no | | Bahamas | BS | no | no | no | yes | no | | Bahrain | BH | no | no | no | yes | no | | Barbados | BB | no | no | no | yes | no | | Belgium | BE | yes | yes | no | yes | no | | Belize | BZ | no | no | no | yes | no | | Benin | BJ | no | no | no | yes | no | | Bermuda | BM | no | no | no | yes | no | | Bhutan | BT | no | no | no | yes | no | | Botswana | BW | no | no | no | yes | no | | Brazil | BR | yes | yes | no | yes | no | | British Virgin Islands | VG | no | no | no | yes | no | | Brunei | BN | no | no | no | yes | no | | Bulgaria | BG | no | no | no | yes | no | | Burundi | BI | no | no | no | yes | no | | Cambodia | KH | no | no | no | yes | no | | Canada | CA | yes | no | no | yes | no | | Cayman Islands | KY | no | no | no | yes | no | | Chile | CL | no | no | no | yes | no | | Christmas Island | CX | no | no | no | yes | no | | Cocos [Keeling] Islands | CC | no | no | no | yes | no | | Colombia | CO | no | no | no | yes | no | | Comoros | KM | no | no | no | yes | no | | Cook Islands | CK | no | no | no | yes | no | | Costa Rica | CR | no | no | no | yes | no | | Croatia | HR | no | no | no | yes | no | | Cyprus | CY | yes | yes | no | yes | no | | Czech Republic | CZ | yes | yes | no | yes | no | | Côte d'Ivoire | CI | no | no | no | yes | no | | Denmark | DK | yes | yes | no | yes | no | | Djibouti | DJ | no | no | no | yes | no | | Dominica | DM | no | no | no | yes | no | | Dominican Republic | DO | no | no | no | yes | no | | El Salvador | SV | no | no | no | yes | no | | Estonia | EE | no | no | no | yes | no | | Eswatini | SZ | no | no | no | yes | no | | Faroe Islands | FO | no | no | no | yes | no | | Fiji | FJ | no | no | no | yes | no | | Finland | FI | yes | yes | no | yes | no | | France | FR | yes | yes | no | yes | no | | French Guiana | GF | no | no | no | yes | no | | French Polynesia | PF | no | no | no | yes | no | | Gabon | GA | no | no | no | yes | no | | Gambia | GM | no | no | no | yes | no | | Georgia | GE | no | no | no | yes | no | | Germany | DE | yes | yes | no | yes | no | | Ghana | GH | no | no | no | yes | no | | Gibraltar | GI | yes | yes | no | yes | no | | Greece | GR | yes | yes | no | yes | no | | Greenland | GL | no | no | no | yes | no | | Grenada | GD | no | no | no | yes | no | | Guatemala | GT | no | no | no | yes | no | | Guernsey | GG | no | no | no | yes | no | | Guyana | GY | no | no | no | yes | no | | Honduras | HN | no | no | no | yes | no | | Hong Kong | HK | no | no | no | yes | no | | Hungary | HU | no | no | no | yes | no | | Iceland | IS | no | no | no | yes | no | | Ireland | IE | yes | yes | no | yes | no | | Isle of Man | IM | no | no | no | yes | no | | Italy | IT | yes | yes | no | yes | no | | Japan | JP | no | no | no | yes | no | | Jersey | JE | no | no | no | yes | no | | Jordan | JO | no | no | no | yes | no | | Kazakhstan | KZ | no | no | no | yes | no | | Kiribati | KI | no | no | no | yes | no | | Kosovo | XK | no | no | no | yes | no | | Kuwait | KW | no | no | no | yes | no | | Kyrgyzstan | KG | no | no | no | yes | no | | Latvia | LV | no | no | no | yes | no | | Lesotho | LS | no | no | no | yes | no | | Liberia | LR | no | no | no | yes | no | | Liechtenstein | LI | no | no | no | yes | no | | Lithuania | LT | yes | yes | no | yes | no | | Luxembourg | LU | yes | yes | no | yes | no | | Madagascar | MG | no | no | no | yes | no | | Malawi | MW | no | no | no | yes | no | | Malaysia | MY | no | no | no | yes | no | | Malta | MT | yes | yes | no | yes | no | | Martinique | MQ | no | no | no | yes | no | | Mauritania | MR | no | no | no | yes | no | | Mauritius | MU | no | no | no | yes | no | | Mexico | MX | no | no | no | yes | no | | Moldova | MD | no | no | no | yes | no | | Mongolia | MN | no | no | no | yes | no | | Montenegro | ME | no | no | no | yes | no | | Montserrat | MS | no | no | no | yes | no | | Morocco | MA | no | no | no | yes | no | | Nauru | NR | no | no | no | yes | no | | Netherlands | NL | yes | yes | no | yes | no | | New Zealand | NZ | no | no | no | yes | no | | Niue | NU | no | no | no | yes | no | | Norway | NO | yes | yes | no | yes | no | | Oman | OM | no | no | no | yes | no | | Panama | PA | no | no | no | yes | no | | Papua New Guinea | PG | no | no | no | yes | no | | Paraguay | PY | no | no | no | yes | no | | Poland | PL | yes | yes | no | yes | no | | Portugal | PT | yes | yes | no | yes | no | | Qatar | QA | no | no | no | yes | no | | Romania | RO | yes | yes | no | yes | no | | Rwanda | RW | no | no | no | yes | no | | Saint Martin | SX | no | no | no | yes | no | | Samoa | WS | no | no | no | yes | no | | San Marino | SM | no | no | no | yes | no | | Saudi Arabia | SA | no | no | no | yes | no | | Senegal | SN | no | no | no | yes | no | | Serbia | RS | no | no | no | yes | no | | Seychelles | SC | no | no | no | yes | no | | Sierra Leone | SL | no | no | no | yes | no | | Singapore | SG | no | no | no | yes | no | | Slovakia | SK | yes | yes | no | yes | no | | Slovenia | SI | no | no | no | yes | no | | Solomon Islands | SB | no | no | no | yes | no | | South Georgia and the South Sandwich Islands | GS | no | no | no | yes | no | | South Korea | KR | no | no | no | yes | no | | Spain | ES | yes | yes | no | yes | no | | Sri Lanka | LK | no | no | no | yes | no | | Suriname | SR | no | no | no | yes | no | | Sweden | SE | yes | yes | no | yes | no | | Switzerland | CH | yes | yes | no | yes | no | | São Tomé and Príncipe | ST | no | no | no | yes | no | | Taiwan | TW | no | no | no | yes | no | | Tajikistan | TJ | no | no | no | yes | no | | Tanzania | TZ | no | no | no | yes | no | | Thailand | TH | no | no | no | yes | no | | Togo | TG | no | no | no | yes | no | | Tonga | TO | no | no | no | yes | no | | Trinidad and Tobago | TT | no | no | no | yes | no | | Tunisia | TN | no | no | no | yes | no | | Turks and Caicos Islands | TC | no | no | no | yes | no | | Tuvalu | TV | no | no | no | yes | no | | U.S. Minor Outlying Islands | UM | no | no | no | yes | no | | U.S. Virgin Islands | VI | no | no | no | yes | no | | United Arab Emirates | AE | yes | yes | no | yes | no | | United Kingdom | GB | yes | yes | no | yes | no | | United States | US | yes | yes | yes | yes | yes | | Uruguay | UY | no | no | no | yes | no | | Uzbekistan | UZ | no | no | no | yes | no | | Vanuatu | VU | no | no | no | yes | no | | Vatican City | VA | no | no | no | yes | no | | Western Sahara | EH | no | no | no | yes | no | | Zambia | ZM | no | no | no | yes | no | Not listed above: 93 countries Spritz has assessed but where nothing is open yet.