RTP bank transfers on Spritz are now instant 24/7, including weekends. Starting April 14, 2026, you can offload crypto at 11pm on a Sunday and have funds in your US bank account within seconds. There is no settlement window, no queue, no waiting for Monday.
RTP (Real-Time Payments) is a payment rail operated by The Clearing House that moves money between US bank accounts in seconds. The technology has existed for years; the 24/7 availability has not.
Most platforms, including many fintechs built specifically for speed, have historically processed RTP within banking hours, meaning a transfer initiated over the weekend would settle during the next business day. That is no longer how Spritz works.
Crypto doesn't observe business hours. The ETH price move you're acting on at 10pm Saturday doesn't care that it's Saturday. The deal that closes Friday evening needs liquidity over the weekend, not on Monday morning after a settlement queue clears.
The legacy banking assumption, that financial infrastructure can shut down between 5pm Friday and 9am Monday, is a design relic, not a technical constraint. Real-Time Payments, used fully, eliminates it.
Spritz has always been built around one idea: your onchain wealth should work in the real world without friction. The card product lets you spend crypto directly; bill pay handles recurring obligations without manual conversion; offramp sends crypto to your bank, your payees, and your accounts. 24/7 instant RTP is the same logic applied to the last remaining time constraint.
To use it: open the Spritz app, navigate to offramp, select your crypto and amount, and choose your connected US bank account. The transfer processes instantly.
Most major US banks support incoming real-time payments; if yours does, the funds arrive in seconds. If you haven't connected a bank account yet, you can add one under Settings.
Try it this weekend.
