Remittances that arrive as money, not as a pending transfer
Rails lets remittance and cross-border apps deliver value as real money movement: stablecoins convert and land in US bank accounts in seconds over RTP, minutes to a debit card, or the same business day over ACH, and US bills can be paid directly from the app. KYC, AML, and banking relationships are included.
US delivery, live today
The last mile is where remittances break
Moving value across a border on stablecoin rails is fast and cheap; industry corridors run under 1% against the 6%+ of traditional channels. The hard part is the last mile: converting to dollars, delivering to a real account, and doing it inside a compliance framework. That last mile is exactly what Rails is.
What a remittance app ships with Rails
Delivery into US bank accounts on the recipient’s choice of speed, and a second option most corridors lack: paying the actual US bill — mortgage, utilities, or a credit card — directly from the app, so support for family becomes the bill settled rather than cash forwarded. Bill pay is US-only.
Where Rails fits in your corridor
Rails covers the US side of the corridor today: US bank delivery and US bill pay. Bring your corridor map to the scoping call and we'll confirm fit against live coverage.
Questions, answered
Yes. Rails converts and delivers to US accounts over RTP in seconds, push to debit in minutes, or same-day ACH within the business day.
Yes, for US billers: mortgage, auto loan, utilities, and credit cards, paid from the app in dollars.
Rails runs KYC once per user; the same verification covers cash-outs and bill pay.
