Payouts people can spend today
Rails lets platforms pay creators, sellers, members, and contributors from crypto or stablecoin balances into real US bank accounts: seconds over instant RTP, minutes to a debit card, or the same business day over ACH. Recipient KYC, AML screening, and delivery run behind one integration.
Earning onchain still ends at a bank account
Creator platforms, marketplaces, and communities increasingly hold treasuries and settle earnings onchain, and their earners still need rent money. When the payout experience is an exchange detour, the platform's best people feel it weekly. The payout rail is part of the product whether you build it or borrow it.
What a payout platform ships with Rails
Recipients onboard once with Rails KYC inside your flow, then every payout lands on the rail they choose. For US recipients, bill pay adds a second option: earnings applied straight to a mortgage, a card balance, or utilities.
Built for platforms that pay people
If your app owes people money and holds it onchain, Rails is the delivery layer.
Weekly or monthly earnings, delivered as dollars the same day.
Seller payouts from a stablecoin treasury without an exchange detour.
Communities and onchain organizations distributing to members and contributors.
Questions, answered
Through Rails: the platform triggers a payout, Rails runs the recipient's KYC once, converts, and delivers dollars over RTP, push to debit, or same-day ACH.
Rails runs recipient KYC inside your flow; one verification covers all future payouts.
They choose a destination and speed once; after that, earnings arrive as dollars with nothing crypto-shaped to manage.
