Deposits that cost less, withdrawals that build trust
Rails gives trading and perps platforms the two flows that decide user lifetime value: low-cost ACH deposits that make small, frequent funding economical, and withdrawals that land in seconds over RTP, minutes to a debit card, or the same business day over ACH. KYC, AML, and transaction monitoring run inside the flow.
One KYC clears both directions
Card on-ramp economics punish active traders
Card-based funding carries processing costs that make small deposits uneconomical for the platform and expensive for the user. ACH changes the deposit math: costs low enough to let users fund often and in the size they actually want, which is how trading habits form.
What a trading platform ships with Rails
In-app fiat funding over ACH, withdrawals on three speeds, and one KYC that clears the user for both directions. Nothing erodes a trader's trust faster than a withdrawal that stalls; a cash-out that lands in seconds is a retention feature disguised as plumbing.
Proven with a live partner
fomo runs its member funding on Rails: live in two weeks, 500+ transacting users in the first weeks, and a transacting base that keeps compounding as members move money both ways.
Read the fomo case study- kickoff to live
- 2 weeks kickoff to live
- transacting users, first weeks
- 500+ transacting users, first weeks
- withdrawal speed over RTP, any day of the year
- Seconds withdrawal speed over RTP, any day of the year
Questions, answered
ACH funding through Rails costs a fraction of card processing, making small and frequent deposits economical.
Instant RTP in seconds any day of the year, push to debit in minutes, same-day ACH within the business day.
Yes. KYC, AML and sanctions screening, and transaction monitoring are included under Spritz's registered MSB status.
Fund the trade, not the processor
Better deposit math in, faster money out.