Rails cards will let your users spend their balance anywhere cards are accepted, through virtual and physical cards issued under your brand. Card operations, KYC, and compliance run on the same Rails integration and the same single user verification as every other rail.
Virtual cards at launch for instant provisioning, physical cards for the wallet and the gym bag, and spend controls you configure per program. Users fund spending from the balance they already hold in your app, so every swipe is your product in their daily life.
Card programs launch in cohorts, and early access partners shape the program design and get first slots. Card capability was one of the most requested features across our partner conversations in spring 2026, so slots will not sit open long.
